My bank CD rate over the last 9 months

[Anarky]

I have a 3 month CD and it just renewed. It went from a 1.1% to .75%

09-29-2008: 2.65%
12-26-2008: 2.40%
03-27-2009: 1.1%
06-26-2009: .75%

Wish I had done a longer term CD when things were better. But I was too scared to keep my money locked up for more than 3 months because I was worried about getting laid off.

[Tessian]

I wanted to get into some CD's right when this crap happened... I haven't bothered since, but that just means my savings are rotting in a savings account that barely does anything.

[Shrinweck]

I have most of the money in my name in a mutual fund and a cash market account. I've had to spend most of it on expenses (rent, utilities) but the rest of it should be sitting pretty for a while.

[SineSwiper]

Money is never lost unless you pull the stocks. The best thing to do is to PUT MONEY INTO STOCKS. My 401k is pumping in the high-risk stocks right now. (Or rather, as high risk as 401ks mutual funds can be.) When the economy picks back up, those stocks shoot to the moon, and my existing stocks will recover.

Unless you want to do something with the money in the next few years, you have nothing to worry about.