I like to read about security stuff and a common thing I see recommended over and over again is create super hard passwords that are really easy to remember, like say take a phrase: "Prince of Tennis is a crazy manga about people playing tennis." Take first letter of each thing you get POTIACMAPPT, apply some leet-speak transofmratino and you might get P0T!4CM4PPT which is clearly a pretty strong password. But really, can you actually remember this? I'll probably forget what this phrase is tomorrow, and sure I just made one up on the spot but I don't think there are that easily memorable quotes out there (and if so you'd think people can just make a dictionary attack on quotes). But even if you never forget a quote, are you always going to remember that you changed an A to a 4, or an I to a ! instead of 1? There's no doubt a password like POT!4CM4PPT is strong but I'm not sure how anyone without exceptional memory can memorize such a password.
And of course if you follow the standard good advise of using a variety of passwords then you got to remember a phrase for every password as well as what transformation you applied each time. I'm seeing a lot of realistic studies that suggests just writing your password down in a place you can physically access is probably a better way because you're never going to remember all these passwords to begin with and if the password is written on something you carry around, it's not that different from a token. Sure you can't revoke it if someone stole the sheet of paper with the password on it but you'd still realize that you better not use those old passwords anymore.
And of course if you follow the standard good advise of using a variety of passwords then you got to remember a phrase for every password as well as what transformation you applied each time. I'm seeing a lot of realistic studies that suggests just writing your password down in a place you can physically access is probably a better way because you're never going to remember all these passwords to begin with and if the password is written on something you carry around, it's not that different from a token. Sure you can't revoke it if someone stole the sheet of paper with the password on it but you'd still realize that you better not use those old passwords anymore.